Please welcome to the blog Morgan. She's going to help you learn how to save money for big wish-list items!
Spring is finally here, and it’s without a
doubt one of my favorite times of the year for fashion. It always a mood lifter
to refresh your wardrobe, add in some short sleeves and bright colors. But it
doesn’t help when you set your sights on that perfect pair of sandals, but the
price is sort of (ok, way out) of your budget. Don’t feel you need to give up
on an item just because the price isn’t right. In most cases, a cheaper but
similar option rarely takes away the longing for the real thing. Recently, I’ve
learned a few tricks that have helped me save money for luxury purchases.
Saving can actually be a fun challenge and the best part is the reward at the
end. Easy money-saving methods like these can take that designer handbag from
the shelf to the crook of your arm before you know it.
Why pay at all?
Whenever
possible, make use of free goods and services. The money you save will quickly
add up. For example, in lieu of buying a new book or movie, visit your local
library and borrow entertainment for free. Instead of paying for gas, try
walking or biking whenever possible. Your wallet and your waistline will
certainly thank you. There are actually quite a few free things you may not be
aware of. I found this useful and surprising list
of free stuff that really helped me save money. With so many items
available for free, you’ll be able to put valuable money aside for your latest
treasure.
Cut down on the cost of groceries
It’s amazing
how much money I spend on groceries and other necessity items per month. I’ve
learned that taking a little time for bargain-hunting saves a ton of money. While
clipping coupons is useful, it can be extremely time consuming and hard to keep
track of what coupons you have. Shopular is a great app that delivers coupons
right to your phone, tracks how long they are usable, and even alerts you of
sales when you are near one of the participating stores! For even more savings,
I’ve made use of purchasing
gift cards at a discount where you can buy them lower and then use their
full value. By combining these frugal techniques, your savings will pile up!
Work on the side
Cutting down
on costs is always helpful, but sometimes adding extra income will do the
trick. If your regular paycheck doesn’t cut it for designer duds, consider
taking on some side work. You can use nights and weekends to do services around
your neighborhood, such as mowing lawns, shoveling snow, or other helpful
tasks. I’m a huge dog lover, so I’ve made extra cash in the past by walking and
caring for dogs
on the weekends. I have a lot of fun dog sitting my new furry friends and earn
money at the same time. Advertising my services is made simple online, and I’ve
found a lot of new clients. You’d be surprised how easy it is to earn money in
your off-time. Just be creative!
Make a plan
The best way
to ensure you’ll save money is to make a clear plan for your savings. Make a
pact with yourself such as to not spend any five-dollar bills and instead put
them aside in a jar. This wacky idea can end up saving you hundreds of dollars
in a year with little to no effort. Also, an excel spreadsheet will help
streamline your savings, as well as track spending and progress toward your
goal. This way, you’ll stay on track without any guesswork.
These thrifty tips will help you reach
your luxury purchase goal, without any guilt from over-spending. The challenge
of saving money can be thrilling, so don’t feel weighed down by the prospect of
extra frugality. In the end, you may find yourself subliminally bargain-hunting
from here on out!
Morgan is a fashion-lover, part-time
blogger, philanthropist, and wanna-be extreme couponer. She loves to share
great fashion finds and the occasional entertaining ramble on her blog at http://www.graygabbana.com/ !
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